We exist to help people get out of financial bondage. We are committed to the belief, "All people are individuals with purpose and worth." Each consumer is no less valuable because of financial difficulties than if they were wealthy. Also, creditors are people with value and worth. We provide credit counseling, budgeting, and debt liquidation programs, supported by Christian beliefs. It is our policy not only to help consumers get out of debt, but to educate them in budgeting practices.

Pioneer Credit Counseling is a trade name of Black Hills Children's Ranch, Inc. which is a bonded non-profit 501(c)(3) agency with their corporate offices in Rapid City, SD.

PCC holds current membership with the following agencies: Rapid City Chamber of Commerce, United States Chamber of Commerce, the South Dakota Retailers and South Dakota Non-Profit Association. We are also a registered agency through Bureau Veritas and operate a quality management system in compliance with the requirements of ISO 9001:2000, as well as a participant of the BETTER BUSINESS BUREAU CARE Program. Pioneer holds membership in the Association for Independent Consumer Credit Counseling Agencies of Fairfax, Virginia.

Pioneer Credit Counseling is proud to have the following Officers's as part of our team: Administrator - Laca Ossenfort, Chief Operating Officer - Todd Ossenfort, Chief Financial Officer - Michael Solano, Vice President of Counseling & Education, Annie Edwards.

PCC has a client trust account for the disbursement of funds which is held at First Western Bank in Rapid City, SD.

Pioneer Credit Counseling
1644 Concourse Drive * PO Box 6860 * Rapid City, SD 57709-6860
605-348-1608 * toll free 800-888-1596 * fax 605-348-8537
www.pioneercredit.com