Free Debt Education | Free Counseling Program

If you're ready to learn more about reducing your debts and managing your finances, you're in the right place! Free Counseling Program

Pioneer Credit Counseling provides debt and credit counseling services that will help you identify and choose the best plan for becoming financially responsible and independent. We work with you, taking into account your individual needs, to create a strategy towards making you debt free!

Are creditors knocking at your door? Are you simply concerned with improving your financial situation? At Pioneer Credit Counseling, we evaluate your current debt, credit, employment, personal spending habits and other information to create a plan for helping you reach your financial goals. We'll offer you a variety of options, from budgeting to recommended changes in spending and even debt management plans. Then we'll discuss the pro's and con's so that we can help you choose the plan that will work best for you. Feel more at ease knowing that you are taking an active role in overcoming your financial hardships!

Pioneer Credit Counseling is now offering Pre Bankruptcy Counseling sessions! We have Certified Credit Counselors available to give you an overview of your different options if you are contemplating Bankruptcy. Pioneer Credit counseling is an EOUST Certified Credit Counseling Provider. You can have a session done in person or on the telephone with a counselor at a time that is convenient for you. Or you can simply click on the Pre Bankruptcy Counseling icon on the left of this page and complete your financial information via the internet 24 hours a day, 7 days a week. Then simply call our office and speak to one of our Certified Credit Counselors to complete your session. Call us today for your session at 1-800-888-1596

Have you already received pre-bankruptcy counseling and now need to fulfill your post-bankruptcy education requirement? Then you have come to the right place! Pioneer Credit Counseling is an EOUST Certified Debtor Education Provider. We offer this course by phone, in-person or via internet. The phone and in person course is led by a Certified Credit Counselor and takes approximately 2 to 4 hours to complete. To complete the course via the internet simply click on the Post Bankruptcy Debtors Education Course icon on the left side of this page, which is available 24 hours a day, 7 days a week. Then simply call our office and speak to one of our Certified Credit Counselors to receive your certificate. Give us a call at 1-800-888-1596 to get started TODAY!

Pioneer Credit Counseling provides FREE Education and Counseling Programs. Consumers are immediately supplied with our "Simplified Guide to Financial Life Skills" at NO CHARGE, whether their inquiry involves Budget Counseling, Financial Counseling or a full Debt Management Program. This course consists of a Pretest, 7 Chapters, and a Final Exam, which covers basic Money Management and Financial Life Skills information and is available in English and Spanish. After completion of the "Simplified Guide to Financial Life Skills" final test with a passing score of at least 70%, they are awarded a "Certificate of Achievement" for their accomplishment and can have a notation made on their Credit Bureau Report that they have improved their Money Management Skills by completing this course. The "Simplified Guide to Financial Life Skills" course, material, and tests are also available right here on the website.

In addition to the "Simplified Guide to Financial Life Skills," those clients that are eligible for the Debt Management Program also receive continuing education through the "Credit When Credit is Due" program in which they also receive a Certificate of Completion upon graduation. This course consists of 12 Lessons and a Final Test which covers more in-depth Money Management and is also available in English and Spanish.

The path to financial peace of mind is just a phone call away! Contact Pioneer Credit Counseling today and begin working with one of our friendly, knowledgeable credit counselors toward your debt-free existence. With free credit counseling available to you, there's never been a better time to take control of your finances. Call Pioneer Credit Counseling now at 1-800-888-1596 and say good-bye to your financial woes.

Credit card debt and mounting expenses can make you feel so out of control! It's hard to know just what to do to fix the situation. With Pioneer Credit Counseling, you'll learn more about your own situation by working with our counselors. We'll answer all of your questions, and even provide educational programs that will lead to your full understanding of your financial options. Our credit counseling services are designed to help you take control of your finances so that you can reach your financial goals! Whether you're buying a house, expecting a new addition to your family or simply want to be debt free, Pioneer Credit Counseling helps put those goals within reach.