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Babysitting to earn money

For many teenagers there is no better way to start earning money than with a promising babysitting job. We will provide some tips and considerations that come with the job and how you can learn some financial responsibility.

First and foremost, you have to like kids. If you don’t like kids then you and the kids you are babysitting will be miserable. Babysitting is not just limited to girls, it is for any young adult who is responsible and wants to earn money. It’s recommended to take a CPR or babysitting class. Start babysitting children of family and friends. As you become more responsible with babysitting you may want to recruit new clients. Take your parents to meet with all clients before taking on a job and don’t feel obligated to take every job. There may be some families or children you don’t feel comfortable babysitting for.

Safety is key. Give your parents the address, number, and time that you will be working. If the job is running late inform your parents. Arrange a safe ride to and from the job. Never let strangers into the home.

Babysitting charges are determined by factors, such as, location, experience, or the number of and age of children. If you are just starting out you may start at a lower rate, and when you gain more experience you can feel comfortable asking for more. Before you begin a job have your rates figured out and any extra charges if situations would arise. Do you charge hourly or per child? Will you charge extra if it is a holiday or if you have to stay until after midnight? It is a good idea to ask a friend who baby-sits what the rate is for your neighborhood. You don’t want to ask for too much and never get a job, but you also don’t want to not charge enough. It is a good idea to have this information and discuss it with the parents before hand, that way there is no confusion on how much to pay when the session is over.

So now all has worked out and you are getting steady babysitting jobs and good money. Now what? Time to take that money and run. Just kidding, this is a great opportunity to learn money management. Start by opening a savings account and put a pre-determined amount in there each time you get paid. Many credit unions offer special accounts for teenagers. Make a list of goals you want to save your money for. Perhaps you can save for your first car, a student trip, college tuition, or as simple as new school outfits. After you committed a certain amount to savings, allow yourself some small purchases, a CD, a book, or pair of shoes. Reward yourself for all your hard work. Just make sure you stay committed to your savings first. You will need to cut back some purchases if you are not meeting the amount you set for your goal.

Babysitting is a distinguised job that teaches responsibility and will come with great rewards when done effectively. By using your money wisely you can reach your goals while gaining some financial freedom from mom and dad.

Pioneer Credit Counseling is a bonded, non-profit credit counseling agency offering debt management programs, financial counseling, bankruptcy counseling and housing counseling nationwide. Call our friendly counselors today at 800-888-1596 or visit www.pioneercredit.com.

Our accredited credit counselors will help you take control of your financial life and get out of debt faster than you can on your own. We offer a debt management program that will stop the collections calls, lower your monthly payment and provide you peace of mind. Our pre and post bankruptcy counselors provide an easy process for you so you can focus on rebuilding your financial being.

It is our policy at Pioneer Credit Counseling not only to help people get out of debt, but also educate in sound budgeting practices.

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