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Energy Efficient Products

Can the cost of a new appliance be justified by the fact that it is more efficient to run than your older one? Perhaps the old adage “If it ain't broke, don't fix it,” can cost you a considerable amount on your bills annually.

If you have outdated major appliances chances are that you are wasting plenty of nickels and dimes on utility costs that will certainly add up over time.

By choosing to replace some of your appliances for more energy efficient ones you will be saving yourself in the long run. It may be hard to purchase a new appliance if the one you currently have is still working. Many stores are offering special discounts on their energy efficient appliances to help promote the products. The government has been encouraging the country to be more conservative with energy use, so they have given breaks to suppliers who carry energy efficient products and those savings are being passed on to the customer.

There are also tax breaks for those who are looking to improve their home with better energy use. You will want to refer to the resources below to find out what improvements you can make that may get you the tax credit. When looking for new appliances its important to look for Energy Star qualified products.

You don't have to go out and replace all of your appliances at once. Start to look at what would be the best one to replace and begin to save up for it.

Another quick tip is to replace your regular incandescent light bulbs with fluorescent ones. The initial price is more but they can last up to 10 times longer and uses only 2/3 the amount of energy with the same amount of illumination. Again, don't go out and replace all of your bulbs at once. Do one or two at a time as they burn out.

How about more efficient vehicles? Hybrid cars are becoming more popular and many wonder if the cost is worth it in the long run. The first thing you will notice about a hybrid vehicle is that it costs more than their traditional gas powered cousins. It is usually around $3,000 or so more. Currently there is a tax credit given to those who buy hybrid vehicles that helps offset that cost. Some states also include a state tax break on purchases of hybrid vehicles.

There may also be a few breaks in insurance. Some insurance companies are offering discounts for those people who own or drive hybrid vehicles. Insurance costs will still be based on a number of certain individual characteristics and personal driving record. It is important that you speak with your insurance company before you consider any vehicle purchase.

There are a lot of fears that come with new technology and many people may be hesitant to buy a car without the traditional maintenance concerns. It appears that from early testing that many hybrid vehicles require less maintenance. There are still the same requirements for servicing your engine, but there is no extra service required for a hybrid.

Then there is the main reason why most people are influenced into buying a hybrid and that is for better gas mileage. Rising gas prices have driven many to buy these vehicles that claim to get up to 50 mile per gallon (mpg). However, many cars don't reach that number due to the fact that most people drive under different conditions which causes many differences in gas conservation. Still though, the hybrid vehicles do offer better mileage than the traditional gas fueled vehicle, just not as much as advertised.

The initial costs of replacing any appliance can be expensive but in the long run you have to consider if you are willing to let that money go to waste along with the extra energy you are using.

Pioneer Credit Counseling is a bonded, non-profit credit counseling agency offering debt management programs, financial counseling, bankruptcy counseling and housing counseling nationwide. Call our friendly counselors today at 800-888-1596 or visit www.pioneercredit.com.

Our accredited credit counselors will help you take control of your financial life and get out of debt faster than you can on your own. We offer a debt management program that will stop the collections calls, lower your monthly payment and provide you peace of mind. Our pre and post bankruptcy counselors provide an easy process for you so you can focus on rebuilding your financial being.

It is our policy at Pioneer Credit Counseling not only to help people get out of debt, but also educate in sound budgeting practices.

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