Newsletter

Memorial Day

Memorial Day is the American holiday that commemorates the men and women who have died in military service. It started out as Decoration Day and was a day that remembered the Union soldiers who died during the Civil War. After World War I it was changed to include all those who have died while serving the military and was changed to Memorial Day. It is celebrated on the last Monday in May but traditionally occurs on May 30.

Many folks use this day to remember loved ones they have lost in past years. Visiting a cemetery and attending memorial services are standard traditions on Memorial Day. Unofficially, it has been dubbed the start of summer, with people having barbeques or other family gatherings.

Other popular traditions are the Indianapolis 500 and countless car and furniture sales. Many businesses lure customers in with sales on big-ticket items and begin their big summer’s sales push.

Memorial Day sales can be good for the person who has been saving for such items and can get a good deal on it. These same sales can be bad if you are drawn in by the sales and purchase items that you were not intending to buy and therefore have not budgeted for. Don’t be tempted to buy a new barbeque or lawn mower if yours will last another year. I assure you, they will be on sale again next year.

Besides, summer usually brings some extra expenses. You may be planning for a family vacation, or the kids are getting ready for the baseball season. The money you save now can help alleviate some of that extra spending.

It may be tempting to go shopping on this holiday weekend. Challenge yourself to spend as little as possible. Picnics and a day at the park can be just as rewarding and could save you some extra expenses.

If there is an item that you need and you have been saving and waiting until a big sale, than you can take advantage of the opportunities that a Memorial Day sale can bring. Like other purchases, it is always important to weigh the pros and cons and do some research to ensure the best deal.

In recent years Memorial Day has been over-shadowed by the joy of the three-day weekend and the saturation of bargain shopping. This Memorial Day don’t forget the real reasons for this holiday. Take some time to honor our nations greatest fallen heroes and the men and women who choose to serve in our Armed Forces everyday.

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It is our policy at Pioneer Credit Counseling not only to help people get out of debt, but also educate in sound budgeting practices.

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