Career improvement to increase income

A great way for you to increase your income is to reassess the income that you bring in. You may be due for a raise or a promotion, or even may be in the market for looking at a new job.

When asking for a raise it is important that you set up a meeting with your boss in private. Keep track of the things you have done and ways you have improved the company or business. Most bosses will not give you a raise just because you asked for one, or you think that it has been a long time since you have had one. You have to prove to them that you are worth the extra income. Be realistic, don’t ask for an amount that people in a big city make if you live in a smaller town.

A promotion can come with more income and greater responsibility. Many promotions may require an application and interview process. It is important to research the position and be prepared to defend why you are the best person for the promotion. You will probably be competing with a co-worker, but it is important not to let it strain any working relationships. In the interview explain to them ways you will improve the company, save them money, or increase their profits. Highlight any accomplishments that you have had with the company.

When looking for a new job you may have to update your résumé. If you have a lot of job experience you may want to exclude any jobs that are not related to the field of work you are applying for. Another important rule is to avoid lying or over-exagerating on your résumé. Employers will contact previous employers and it will jeopardize your chances at the job, not to mention ruin your credibility.

An effective cover letter is your chance to go into further detail of what you could not show on your résumé. You will defeat the purpose of a cover letter if you list everything that is on your résumé. Make sure each cover letter you write is specific to the job you are applying for. Employers can recognize a template cover letter where you just insert the position you are applying for and change the date and address. Your cover letter is a good chance to show how much you know about the industry and company you are applying for.

When it comes to your résumé and cover letter it is vital that it is grammatically correct and free of typos. There is not a faster way to be eliminated from consideration of a job than an error. So proof-read, proofread, and then proof-read some more. Have more than one person read over it for mistakes or changes.

When you are living from paycheck to paycheck and you get a raise it can still be difficult to change your ways. Many people think that they can spend more because they have more money coming in. This is a time when you should take advantage of saving and spend wisely. Stick to your previous budget and bank the extra income.

Pioneer Credit Counseling is a bonded, non-profit credit counseling agency offering debt management programs, financial counseling, bankruptcy counseling and housing counseling nationwide. Call our friendly counselors today at 800-888-1596 or visit

Our accredited credit counselors will help you take control of your financial life and get out of debt faster than you can on your own. We offer a debt management program that will stop the collections calls, lower your monthly payment and provide you peace of mind. Our pre and post bankruptcy counselors provide an easy process for you so you can focus on rebuilding your financial being.

It is our policy at Pioneer Credit Counseling not only to help people get out of debt, but also educate in sound budgeting practices.

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