Newsletter
School Daze
The school year is back already and you can hear the mixed emotions of
parents everywhere. The cheers of a little peace and quiet and the boos
of the mountain of school supplies that need to be purchased. Here are
some things that you may have to budget for throughout the school year.
A lot of attention has been focused on the escalating gas prices this
year. Setting up a carpool is an efficient way to ease the burden on your
gas tank. The more people in the car pool the less you will have to drive.
If you are fortunate enough to live close to the school then you can walk
your children to school. You may even let them ride their bikes to school.
You will want to go over all the bike safety rules though.
Watch the circulars and paper for tax-free shopping days. Many states
allow a week where all clothes and supplies can be bought tax-free.
Many students in college are pursuing a degree that requires extensive
computer use. The problem is that you may not have a computer or yours
is very outdated. You may be able to include those costs into your financial
aid and student loans. This can be easier than financing through the computer
company because student loans generally carry a lower interest rates.
For other big purchase items like furniture and electronics, search for
display models. These are things that were used for in-store displays
and demonstrations. They may be a little dinged up but can save you a
ton when the store is looking to get rid of it.
Avoid buying pre-packaged lunches from the grocery store. Instead buy
the ingredients to make sandwiches. You will be saving yourself a considerable
amount of money by taking a few extra minutes each night to prepare a
lunch for the next day. You can also pack leftovers for your child's lunch.
Find out beforehand if there is a way for them to reheat it, if not than
just stick to food that does not need to be reheated.
You may also purchase school lunch tickets. There are also programs that
are aimed at assisting families who have a limited income. Contact your
school to find out what options may be available for school lunches.
Use cash when making purchases. Save extra throughout the summer if you
have to but you don’t want to have to use your credit card on supplies
so that you are paying them off over the next few months.
The beginning of the school year should come as no big surprise for anyone
that has kids. This should allow you to properly budget for the upcoming
school year. Continue to keep an eye on sales throughout the year and
enjoy your child’s education.
Pioneer Credit Counseling is a bonded, non-profit credit counseling agency offering debt management programs, financial counseling, bankruptcy counseling and housing counseling nationwide. Call our friendly counselors today at 800-888-1596 or visit www.pioneercredit.com.
Our accredited credit counselors will help you take control of your financial life and get out of debt faster than you can on your own. We offer a debt management program that will stop the collections calls, lower your monthly payment and provide you peace of mind. Our pre and post bankruptcy counselors provide an easy process for you so you can focus on rebuilding your financial being.
It is our policy at Pioneer Credit Counseling not only to help people get out of debt, but also educate in sound budgeting practices.
Pioneer Credit Counseling can help you get out of debt faster. Find out how through one of our Debt Management | Debt Management Programs | Credit Counseling | Financial Counseling | Housing Counseling | Bankruptcy Counseling | Financial Educational Materials
Apply for Debt Management Program Today!
Choose your state below...
Alabama Alaska Arizona Arkansas California Colorado District of Columbia Florida Georgia Hawaii Illinois Indiana Iowa Kansas Louisiana Massachusetts Michigan Missouri Nebraska Nevada New Mexico North Carolina North Dakota Ohio Pennsylvania South Carolina South Dakota Tennessee Texas Washington Wisconsin Wyoming