What is Needed to Begin

Making the call is often the first and most important step towards getting information about what options are available with your student loan debt. However, if you would feel more prepared, begin thinking about some of the following items as to whether you have them or need to get them:

  • Roughly, how much do you owe total on your student loans?
  • Are these federal or private loans?
  • How much are you paying monthly?
  • Do you know your current interest rates?
  • Do you file your taxes married or single?
  • Do you have any children or dependents?
    • So your total household size is ___?
  • What is roughly your total household yearly income before taxes or the gross amount?
  • Do you have your FAFSA pin number (Free Application for Federal Student Aid)?
  • Have you ever attended a school and withdrew prior to receiving a diploma?
  • Have you ever attended a school which may have closed after receipt of your diploma?
  • Are you a teacher?
  • Do you work for a non-profit?
  • Do you currently have a wage garnishment in place on any student loan debt?

Are you feeling overwhelmed? Then stop and give us a call. Talk to one of our dedicated counselors today and let us help!


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