Debt Management

General Info

First time visitors

Account Info

Financial counseling
housing counseling
student loan counseling


Bankruptcy is a difficult decision for anyone to make and Pioneer Credit Counseling wants to make the process easier for you so you can focus on rebuilding your financial being.

We offer both pre and post-bankruptcy counseling and have knowledgeable counselors who will assist you along the way.


Pioneer Credit Counseling is approved to issue certificates in compliance with the Bankruptcy Code.*

Internet and Phone sessions available (same fees for all sessions):

Pre-bankruptcy is $50 per individual.
Post bankruptcy is $50 per individual.

Convenience with our knowledgeable staff:

  • No appointment necessary
  • Fast, easy emergency filings
  • Open Saturday
  • 24/7 Online Access

Can set up one account for both Pre and Post sessions.

We offer Immediate Certificate Distribution by fax or e-mail directly to the attorney’s office, in as little as 60 to 90 minutes.

Registration can be done online by the consumer.

Certificates are uploaded into consumer accounts in Adobe PDF format and are available for immediate access.