A Debt Management Program is for people that are experiencing financial difficulties or will soon fall behind. Under this program creditors often reduce or eliminate the interest in order to help you get out of debt. Your monthly payment can be up to 30 percent lower than what you are currently paying. Many creditors will also reduce or completely eliminate late fees and bring your account current, even if you are now behind.
- Reduce interest and payment amounts
- End collection calls
- One convenient payment
- Avoid bankruptcy
They are still calling, what should I do?